These Terms and Conditions (“Agreement”) apply between you (“the User”) and SZ Behavior Consultancy (“we,” “our,” “us”), the owner and operator of this Website. By creating an account, purchasing a course, or accessing our content, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions.
If you do not agree, you must immediately stop using the Website and Services.

1. Definitions
For the purposes of this Agreement:
Account: The personal login credentials and profile information used to access our Services.
Content: All materials, including but not limited to text, graphics, videos, audio, images, PDFs, downloadable files, assessments, and other intellectual property made available through our Website.
Services: Access to online courses, training programs, consultation sessions, and related materials offered by SZ Behavior Consultancy.
Products: Any downloadable or digital learning materials provided in connection with our Services.
User: Any individual accessing our Website or Services.
Website: The SZ Behavior Consultancy site (szbehaviorconsultancy.com) and any connected subdomains.
We/Us/Our: SZ Behavior Consultancy, operating under the laws of the United Arab Emirates (unless otherwise specified).

2. Age Restrictions
Our Services are intended for individuals aged 18 and above. Users under 18 must have a parent or legal guardian complete the enrollment and payment process and supervise their participation.

3. Intellectual Property and Usage Restrictions
3.1. All Content on our Website is owned by or licensed to SZ Behavior Consultancy and protected under copyright and intellectual property laws.
3.2. You may not, under any circumstances:
Print, download, copy, or reproduce course materials without our prior written consent.
Share, sell, sublicense, redistribute, or otherwise transfer course materials to any other person.
Take screenshots, screen recordings, or photographs of the course content.
Record any part of live or pre-recorded sessions without permission.
Allow anyone else to access your account or log in with your credentials.
Use our Content for teaching, training, or commercial purposes without written authorization.
Bypass or attempt to bypass any security measures on our Website.
3.3. Violation of these terms will result in immediate suspension or termination of your account without refund, and may lead to legal action.

4. Account Security
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. If you suspect unauthorized access, notify us immediately.
5. Payment and Refund Policy
All prices are listed in [currency] and may change at our discretion.
Payments must be completed before access to any course or service is granted.
Refund requests are subject to our published refund policy and may be declined if content access has already been provided.

6. Disclaimers
• Our courses are educational and for training purposes; they do not guarantee certification unless issued by the relevant credentialing body
• We make reasonable efforts to keep the Website secure and operational, but we cannot guarantee uninterrupted access.

7. Code of Conduct & Professional Ethics
– All users of SZ Behavior Consultancy’s courses, consultation services, and related resources must conduct themselves in a professional, respectful, and ethical manner.
– You agree to:
• Communicate respectfully with instructors, staff, and other learners.
• Refrain from using discriminatory, offensive, or inappropriate language in any communication.
• Avoid harassment, bullying, or any disruptive behavior in online or live settings.
• Represent your participation truthfully and avoid misusing SZ Behavior Consultancy’s name, brand, or course titles in any misleading way.
• Use skills and knowledge gained from our programs in compliance with applicable laws, ethical guidelines, and relevant credentialing body standards.
-Breaches of this Code of Conduct may result in removal from the course or consultation services without refund, termination of account access, and reporting to relevant credentialing bodies if applicable.

8. Limitation of Liability
To the maximum extent permitted by law, SZ Behavior Consultancy is not liable for any indirect, incidental, or consequential damages resulting from the use of our Website or Services.

9. Termination
We may suspend or terminate your account without notice if you breach these Terms. Upon termination, you must immediately cease using all Content obtained from our Services.

10. Acknowledgment
By clicking “I Agree” or otherwise accessing our Services, you acknowledge that you have read, understood, and agreed to abide by these Terms and Conditions.